Financial & Insurance

Financial & Insurance

Women discussing paperwork

Braces & Invisalign Treatment in East Greenwich & Jamestown, RI

You deserve a smile you're truly proud of, and at Tollgate Orthodontics, our mission is to help you achieve one. As a leading orthodontist serving patients throughout the Jamestown, Warwick, and East Greenwich, RI areas, we're proud to offer a wide range of treatments to make orthodontic treatment convenient for any lifestyle. We firmly believe that nothing should stand between you and your new smile, least of all finances – so we've instituted a range of financial & insurance policies to make orthodontic treatment more accessible to everyone. 

What Does Orthodontic Treatment Cost?

When it comes to orthodontic treatments like Invisalign clear aligners, we know that cost is a primary concern. Unfortunately, it's difficult to provide a concise answer, as the cost of your treatment depends on the specifics of your orthodontic condition. But no matter how extensive your treatment plan, we'll work with you to make treatment affordable on your budget. 

Our office is proud to offer flexible, affordable financing and payment plans, and we can often offer financing with no down payment and 0% interest. In addition to in-office financing, we offer third-party financing options through CareCredit and Springstone, making it easier than ever to cover the cost of treatment. 

Our Orthodontic Treatment Payment Policy

Every family has different needs, and we proudly offer a range of payment options to make treatment easier. We provide a bookkeeping courtesy discount for payments made in full at the beginning of treatment, but we also offer a range of interest-free monthly financing plans to make treatment more affordable. Monthly payments for treatment are due on the 1st of each month until paid in full, and we need to assess a late fee of $10 to any account that is five or more days past due. To make payment easier, we offer monthly credit/debit card drafts, online payments, or automatic checking account drafts. Unfortunately, our payment plan options won't always correspond with your exact treatment time, but we'll do our best to find a payment solution that works for you. 

Your orthodontic treatment fee covers all procedures we perform in the office, as well as one set of retainers and observations. If there are any additional issues like lost or broken appliances, we may need to assess an additional fee.

Insurance Policy & Guidelines

While not everyone has orthodontic insurance, it can be useful in covering the cost of orthodontic treatment – and you may have orthodontic insurance without even knowing it! Orthodontic insurance is a separate benefit that's different from dental insurance, and many people have an orthodontic benefit as a part of their normal health insurance plan. 

As your dedicated Jamestown orthodontist, we'll work with you to help you make the most of your insurance coverage. We offer flexible payment options and accept payment directly from your insurance company, and our financial coordinator will happily submit your claims for you. 

While we'll use our expertise to help you get the most out of your coverage, we ask patients to remember that our primary financial relationship is with our patients and families, not an insurance company. This means that while we'll work hard to make treatment as affordable as possible, you are ultimately responsible for the cost of all services rendered.

Affordable Orthodontic Treatment in Warwick, RI

We truly believe that orthodontic treatment should be accessible for anyone, and we're committed to making treatment as affordable as possible for our patients. We have years of experience dealing with insurance companies, and we'll draw on our wealth of expertise to help you structure your claim to your maximum benefit, ensuring you get the best coverage possible. We take care of submitting claims for our patients to make the process even easier, and we'll be fully transparent and up-front about your out-of-pocket costs. Through it all, our commitment is to helping you achieve a beautiful new smile on a budget that works for you and your family. 

Schedule a Consultation with Your Rhode Island Orthodontist

Orthodontic treatment is an investment in your best asset – your smile – and thanks to our flexible payment plans and policies, it's easier and more affordable than ever. Take the first step to achieving a new smile and a brand new you: schedule a consultation online at our Warwick or Jamestown office today! We can't wait to hear from you, and no matter what treatment or payment plan you choose, we look forward to helping you achieve your dream smile.